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Nidhi Company Registration


Become a leading  and prestigious lender in the market and also avail the benefits from the GOI in the most simplest and fastest way ever. Get your Nidhi Company Registration in 7 working days.

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Nidhi Company Registration

Online Nidhi Company Registration in India at just Rs. 14999/- (all inclusive)*

With the growing requirement of investment in the market, there is a need for companies which facilitates easy fund availability for the business. Nidhi Company is a one stop solution for all. Nidhi Company is a type of Non Banking Financial Institution (popularly known as NBFC) which facilitates the easy fund availability for its members. Nidhi Company are allowed to take deposits from its members and it can lend money to its members only. Also, Nidhi Company is not required to take any license from RBI to conduct its business. Thus, its the perfect way to start your lending business in India.

Vakilgiri a leading Business Consultant, offering quick Nidhi Company Registration Service in India with five simple steps:

1. Preparation of Digital Signature Certificate (DSC) and Director Identification Number (DIN)

2. Choosing Unique Name for your Company.

3. Preparing Forms, Documents, AOA & MOA of your Company.

4. Filing e-forms with MCA.

5. Allotment of COI & COC.

After this, you can open a current bank account with the Certificate of Incorporation and begin your business operations.

Features of Nidhi Company

Features you can't resist

Separate Legal Entity

Company, Directors and its Shareholders are considered as Separate Legal Person, thus shields from personal liability and protects from other risks and losses.

Easy to change owners

It is simple to add or remove Directors or Shareholders in the Nidhi Company. Cost of addition or removal is very nominal and hardly take a day to give effect.

No RBI Regulations

Nidhi Company does not require to take prior approval from RBI to start its loan business. Thus, the Comapny can start its business as soon as it incorporates.

Interest Income

Nidhi Company enjoys the benefit of having a steady income in the form of Interst inome. Also, Nidhi Comapny can earn Interest upto 20% P.a.

Ease of Expansion

Nidhi Comapny can open maximum upto 3 branches within the district after sucessfully completing its 3 years after incorporation.

Safe Lending Business

Nidhi Company is allowed to lend money against securities like gold, immovable property, Fixed Deposits, etc. thus providing the adequate resources for recovery of the loan amount.

Minimum Investment

Nidhi Company can be incorporated with a minimum paid up capital of Rs. 5 Lakhs.

Low Risk of NPAs

As we all know that Nidhi Company is allowed to deal with its members only, it provides reasonable assurity about the safety of the money lend by it.

Easy fund Availibility

Nidhi Company is required to make minimum of 200 members which ultimately provides it with easy fund availability from its members.

What's Next ?

Documents Required

This is all we need from you


Few doubts important to be resolved quickly

A minimum of 7 members are required to start a Nidhi Company out of which 3 members must be the directors of the company.

No, Nidhi Company Registration is a fully online process as all the documents and e-forms are to be filed electronically on MCA Portal. You just need to send us scanned copies of all the required documents & forms. So, your physical presence is not required at all.

The DSC is an instrument which looks like a pen drive but it is nothing like a pen drive. It enables you to sign the documents like PDF electronically.

MOA & AOA contains all the rules, vision and mission of your private limited company, and defines the exact roles and responsibilities of shareholders and directors.

No, Nidhi Company is not required to take any prior approval of RBI before starting its lending business. Thus, the Company can start its lending business as soon as it gets incorporated.

The word “Nidhi” is derived from the Hindi language and is known as “Funds” in English. The basic objective of the GOI behind introducing the concept of Nidhi Companies is to provide adequate funds to the general public without having any interventions from government and its agencies like RBI. Thus, the word “Nidhi” is introduced by the Govt. for such companies.

Nidhi Company can accept deposits a maximum upto 20 times of its Net Owned Funds (Where, Net Owned Funds = Equity Share Capital + Free Reserves – Accumulated Losses – Intangible Assets).



For Example, if you have started a Nidhi Company with Rs.10 lakh, then you will be able to accept deposits of Rs.2 crore (i.e. twenty times).

Nidhi Company can only issue Equity shares and is prohibited to issue preference shares, debentures or any other debt instrument.

A Nidhi Company can be incorporated with a minimum paid up capital of Rs.5 lakhs.  However, the Company is required to raise its Net Owned Funds to at least Rs.10 lakhs within 1 year from the date of its commencement ( Where, Net Owned Funds = Equity Share Capital + Free Reserves – Accumulated Losses – Intangible Assets).

Nidhi Company is required to make at least 200 members within 1 year from the date of commencement of business.

If a Nidhi Company is accepting deposits, it has to maintain atleast 10% of the outstanding deposits as unencumbered deposits within 1 year from the date of commencement of its business.

A Nidhi Company is not allowed advertise to attract more deposits from its members. However, there is no such restrictions regarding giving loans. Hence, a Nidhi Company can advertise to provide loans to its members.

A Nidhi company is not allowed to carry on the business of chit fund, hire purchase finance, leasing finance, insurance or acquisition of securities issued by any corporate.

No, a Nidhi Company is not allowed to open a current account for its members.

A Nidhi Company can open a maximum of 3 branches within its district only when its has earned net proft after tax continously for 3 years. Also, if a Nidhi Company wants to open more than 3 branches  within its district or any branch outside its district but within the state, it is required to take prior permission of Regional Director and an intimation is also to be given to the ROC within 30 days of opening of any branch.

A Nidhi Company is allowed to open its branches within the same state but is not allowed to open its branch in any other state. That means,  a new Nidhi Company has to incorporated for every new state.

A Nidhi Company can offer mainly 3 types of loan facilities to its members, they are as follows:

1. Gold Loan

2. Loan Against property.

3. Loan against FD, govt. bonds, etc.

A Nidhi Company offers the following deposit facilities to its members :

1. Recurring Deposits (RD)

2. Fixed Deposits (FD)

3. Saving Accounts

Yes, it is mandatory for a Nidhi Company incorporate words “Nidhi Limited” after its name.

Check Company Name Availability

Our systems will check availability of your Nidhi Company Name

Nidhi Company Registration Procedure

More simple than it looks!

Preprations of Digital Signature (DSC)

1st we apply for DSCs of all the Directors & Subscribers. Digital Signatures are required for signing all the documents while incorporating your Nidhi Company.


Filing Application for Director's DIN

Next we will apply for Director Identification Number (DIN). It is the unique number allotted by the MCA to each director of the Proposed Nidhi Company.


Choosing Unique Name for your Nidhi Company

Meanwhile applying for your DSCs, we help you in selecting Unique Name for your dream Company. This process completes on the same day.


Allotment of COI, PAN & TAN

After obtaining approval from MCA, it will issue  Certificate of Incorporation, Permanent Account Number (PAN), TAN.

Yipee! Company Incorporated 100%

Filing e-forms with MCA

After  completing all the formalities and documents, we upload e-forms prepared in step-3 on the MCA portal which takes approx 2 days for either approval or rejection.


Preparing Forms and Documents

On the 2nd day, after the approval of Company’s name, we prepare all the eforms and other documents. Some documents need to be signed by you physically.


We give more than we get

Our Pricing worth every penny of yours. Won't Believe? Check now

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Our Incredible Packages

Irresistible Pocket friendly Packages


14999/- (all inclusive)*
  • Registration within a week
  • Authorised Capital upto 15 lacs
  • MOA & AOA e-copy
  • 3 DIN & 7 DSC
  • Name Approval Letter
  • PAN/ TAN Certificate
  • Certificate of Incorporation
  • GST Registration
  • MSME Registration
  • Company Common Seal
  • Physical Delivery of all papers
  • Trademark Registration
  • Website Development


27999/- (all Inclusive)*
  • All Gold Features included
  • GST Registration
  • MSME Registration
  • Trademark Registration
  • Company Common Seal
  • Coloured Printed MOA & AOA
  • Laminated COI
  • Laminated PAN/ TAN Certificate
  • Beautiful Informative Website
  • Free 1 year Domain & Hosting
  • Basic On-page SEO
  • Google Analytics & email setup
  • Physical Delivery of all documents
  • Nidhi Accounting Software
  • Android App for members


74999/- (all inclusive)*
  • All Platimun Features included
  • Authorised Capital upto 15 lakhs
  • All Laminated Cerficates
  • GST/ MSME Registration
  • Trademark Registration
  • Logo Designing
  • Beautiful Informative Website
  • Nidhi Co. Accounting Software
  • Android App for members
  • Free Hosting & Domain
  • Basic On-page SEO
  • Google Analytics & Email setup
  • 1 Year Website Support


See what our client feels about us

Why Choose Us?

Features you cann’t resist

7 Working Days

We provide the fastest Nidhi Registration Services in India. Thanks to our dedicated professional team who understands the importance of time.

Dedicated Personal Assistant

We have n-number of teams of professionals assigned dedicated to your work only. We ensure Quality over Quantity.

Lowest Price In India

We work on very nominal fees. We understand the worth of your hard earned penny. Thus committed to serve you the best and at the lowest prices.

Best Customer Support

We are available with you even on Weekends. You can connect with us anytime and anywhere through our website chat, whatsapp, Phone, text msg, etc. Its easy to get in touch with us.

Easy Uploads & Downloads

We provide free Application to our Clients for easy uploading documents, downloading invoices & documents and easy payments through one app.

Still have some doubts?

Don’t  Worry, our Professionals will sort out all your queries. We believe in building relationships with our Clients. You are just  ONE CLICK away  from us. Feel free to fill this form


We will reach out to you soon.

Please fill this form to start your Journey with us

or call/ whatsapp at